Go to Market Faster with our NBaaS Offerings

Our Neo Banking as a Service enables you to launch your product faster with minimal capital investments. The service is a single window to get everything you need to launch and scale a successful neo-banking application. It offers banking license consultation, tech consultation, custom neo-bank app development, whitelabel apps, and a support ecosystem of KYC tools, Payment cards, Remittance platforms, AML tools, and more. Drop us a word if you want to learn more about our NBaaS offering.

Go to Market Faster with our NBaaS Offerings

We Build Habit-forming
Fintech Apps

To win the market and build a strong customer base, you need more than just a normal fintech app. You need a habit-forming app built using behavioral analytics and user psychology. We know the science behind it. Our research-driven Hook & Nudge App development model ensures your app's best possible outcome.

  • Addictive apps
  • Psychology driven
  • Hook model
  • Data Analytics
  • Delta four
  • Sophisticated UI
We Build Habit-forming Fintech Apps
Neo Financial Products Development

Neo Financial Products Development

Neobanks are now redefining the banking sector, significantly changing the way financial institutions will serve customers in the future. Our Neo financial product development service enables you to offer unique benefits for customers, such as free business accounts, cheap international money transfers, instant loans, non-collateralized loans, crypto-collateralized loans, and much more.

Selected Case Studies


Neo Payments App

For Wakanda, we built a sophisticated payments app that aims to strengthen the African community by helping them connect, exchange information, and build the economy. The app moves beyond basic social networking to integrate services like a digital wallet, fundraising channels, payment cards, Remittances, and more.


Digital Economy App

For FCG, we provided end-to-end technology services to develop, test, launch, and scale the BAXE application. BAXE enables the world's first truly open and connected digital economy. By embracing the latest technologies, BAXE acts as a gateway between traditional financial institutions and the emerging digital economy.


P2P Lending App

Reltime is an app that allows users to send, receive, lend, borrow, and earn money, anytime, anywhere. In seconds, with ZERO gas fees, without intermediaries. It offers services in 150 countries. Realtime's vision is to make Web3, decentralized finance the new normal for billions of people and millions of businesses worldwide.

What Our Customers Say,

Our clients continue to work with us for a reason - we deliver tangible value


Elizabeth Priestman



Flexible, positive, and responsive, they managed the project well and had no issues with language barriers or deadlines.


Milivoje Batista



Accubits brought their full experience in this project and was able to improve the ideas we came up with by far.

Jon Ratliff

Jon Ratliff



Handling unexpected marketplace requirements, Accubits proactively offered suggestions.

Popular Cost-cutting Opportunities

Core banking software development

We offer core banking software development and maintenance services using RESTful APIs, which allow seamless cross-channel integration.

Card & Payment solutions

Want to offer virtual payment cards to your customers? Our development services offer optional integrated payment cards.

Wealth Management

Wealth management app development enables users to manage their assets and participate in savings, investment schemes, and lending.

Omni Channel Banking

Let your customers enjoy a consistent experience across channels with omnichannel banking apps. Reach out to us to learn more.

Multi-Platform Apps

We offer neo bank app development for android, iOS, web, and hybrid apps. Reach out to us today to get a free demo of our works.

Region-specific consultation

We offer region-specific banking consultation to help you launch your neo-banking application with region-wise regulatory compliance.

Banking license consultation

Need help getting a banking license? Or to partner with an organization with a banking license? Let's talk! Contact us to know more.

Technology consultation

We offer technology consultation for AI, blockchain, enterprise app development, banking technology, and emerging technologies.

Entity Registration

We offer services via our partner ecosystem to help you register your entity in your preferred target geography.

Fintech consultation

Need help setting up your Fintech company? We offer consultation services for Fintech app development. Reach out to us to know more.

Compliance consultation

We offer region-specific compliance consultation to help you launch your neo-banking application with region-wise regulatory compliance.

Payment apps

Standalone Payment Apps, Foreign Exchange Payment Apps, Bank-Centric Payment Apps, Social Media-Based Payment Services and more

Virtual cards

A virtual card is a unique & digitally generated 16-digit credit card number that helps you pay for all online subscriptions.

Lending apps

Demand for peer-to-peer lending apps is increasing every year. We offer white-label lending apps that are fully customizable.

Savings apps

A sophisticated savings app offers your customer a modern experience in saving money. Reach out to us today to get a demo of our solutions.

P2P payments

Standalone Payment Apps, Foreign Exchange Payment Apps, Bank-Centric Payment Apps, Social Media-Based Payment Services, and more

Staking apps

Demand for peer-to-peer asset staking apps is increasing every year. We offer fully customizable white-label crypto staking apps.

NOC/ SOC Support

A Network Operations Center (NOC) and a Security Operations Center (SOC) aim to ensure that the corporate network meets business needs.

IT Helpdesk

Our managed IT help desk service helps your customers solve their problems through single (or multiple) contact points.

Cloud management

Our cloud management service offers maintenance, oversight, and administrative control of your cloud computing products and services.

Infrastructure management

Our Infrastructure management service offers maintenance, oversight, and administrative control of your cloud infrastructure and integrations.

Security testing

We offer managed service for cyber security assurance with automated threat and vulnerability analysis to enable proactive threat intelligence.

Performance testing

Our managed service offers performance testing of your Neo banking apps and ensures it is highly scalable, both horizontally and vertically.

Trusted By Global Brands

Federal agencies, Fortune 500 businesses, large enterprises, and tech startups trust us for their software development requirements.

United States Postal Service
Abu Dhabi National Exhibition Centre ADNEC
Li and Fung
Smart Dubai
Ministry of Health MOH
Dubai Electricity and Water Authority
JP Morgan Chase and Co

Let's Get Started?

Contact us for a no-obligation, free-of-cost consultation to identify NBaaS opportunities for your business.

Lets Get Started
Avail Free Consultation


As neobanks are redefining the banking sector, every business is trying to create a suitable solution around neo banks. Even experts have a lot of doubts, queries, and concerns based on NBaaS. As a result, we have put together some of the most often-asked questions we found on the internet and a few questions we think you would need to ask a neo bank expert to get proper answers. Even though we hope you find your answers listed here. If you don't, don't worry! Our experts will respond to your questions within the following 24 hours if you send them to our email.

What is Neo Banking as a Service?

Neo Banking as a Service or NBaaS is a progressive approach that helps FinTech firms and non-banking businesses offer innovative and secure neo banking services via a neo banking application or solution. NBaaS helps businesses gain an upper edge in FinTech by building reliable financial solutions on top of the provider bank's regulated financial infrastructure to enable open banking capabilities.

For example, by partnering with an existing bank, non-banking businesses, such as SAAS platform providers, can offer digital banking services like bank account management, payment services, loans, etc., without applying for a banking license. Here, the core bank's system interacts with the SAAS platform provider's app via an API or webhook, making it possible for the users to do banking services.